This makes Chime a very profitable bank account if you have people you can refer. You’ll earn $100 for every person you refer to Chime and the person you refer will also earn $100 once they open a Chime account with your link and meet the bonus requirements. A big thing about Chime is that once you open a Chime account, you get your own Chime referral link. You Can Refer People With Your Referral Link.Chime’s terms say your bonus will post within 2 business days of meeting the direct deposit requirement, but in my experience, the bonus almost always posts instantly. Some banks have a long waiting period before your bonus posts.

Bonus Posts Instantly (Or At Most, Within 2 Business Days).

However, the direct deposit requirement can be triggered via ACH transfers from most banks (more about this later in the post) The account requires a $200 direct deposit to earn the bonus, which at first glance might seem difficult. The terms you have to meet to earn the Chime referral bonus are pretty easy to meet, making this one of the easier bank account bonuses out there. Since it has no fees, this makes it a very easy bank account to manage. Chime has no minimum balance requirement, as well as no monthly fees or maintenance fees.

When it comes to bank account bonuses, Chime is one of the easier banks out there and it’s one of the first banks I recommend for anyone new to the world of bank account bonuses. The $100 bonus posts to your Chime account within 2 business days of meeting the requirements, but typically posts instantly once the requirements are met.Make a direct deposit of $200 or more within 45 days of opening your account.Open a new Chime bank account using a referral link ( here’s my Chime referral link).To earn the $100 referral bonus, you need to do the following: Chime is a free online bank that offers a $100 referral bonus if you open a new Chime account using a referral link.

How direct deposit chime